Real Estate Investment Calculator

Professional ROI, Cap Rate & Cash Flow Analysis for Rental Properties

Analyze Your Next Investment Property in Minutes

Make smarter real estate investment decisions with our free professional calculator. Get instant insights into rental property profitability with accurate ROI, Cap Rate, and Cash Flow calculations.

Whether you're analyzing your first rental property or expanding your portfolio, this calculator helps you understand the true profitability of any investment property before you buy.

What You Can Calculate

  • Cash on Cash ROI: Measure annual return on your actual cash invested
  • Cap Rate: Evaluate property value and compare investments
  • Monthly Cash Flow: Project monthly profit after all expenses
  • Mortgage Analysis: Factor in financing costs and payment schedules
  • BRRRR Strategy: Analyze buy, rehab, rent, refinance, repeat deals

How to Use This Calculator

  1. Enter Property Details: Purchase price, location, property type
  2. Explore More Free Tools

    Access specialized calculators for BRRRR analysis, house flipping, life insurance planning, mortgage amortization, and closing-date planning.

    Add Income: Monthly rent and other income sources
  3. List Expenses: Property taxes, insurance, maintenance, management
  4. Input Financing: Down payment, interest rate, loan term
  5. Get Results: View ROI, Cap Rate, Cash Flow, and detailed breakdowns

Frequently Asked Questions

What is a real estate investment calculator?

A real estate investment calculator is a tool that helps investors analyze rental property profitability by calculating key metrics like ROI, Cap Rate, and Cash Flow. It factors in purchase price, rental income, expenses, and financing to provide accurate investment returns.

How do you calculate ROI on rental property?

ROI (Return on Investment) is calculated by dividing your annual return by your total investment, then multiplying by 100. Annual return equals rental income minus all expenses. Total investment includes down payment, closing costs, and any renovation costs.

What is a good Cap Rate for rental property?

A good cap rate typically ranges from 4-10%, depending on the market and property type. Higher cap rates (8-10%+) indicate better returns but often come with more risk. Lower cap rates (4-6%) are common in stable, appreciating markets.

What's the difference between ROI and Cap Rate?

Cap Rate measures a property's profitability without considering financing, calculated as Net Operating Income divided by property value. ROI measures your actual return including mortgage costs, calculated as annual profit divided by your cash invested.

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