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  <!-- Homepage -->
  <url>
    <loc>https://realestateinvestmentscalculator.com/</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Help/Guide Pages -->
  <url>
    <loc>https://realestateinvestmentscalculator.com/documentation</loc>
    <lastmod>2026-02-23</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://realestateinvestmentscalculator.com/faq</loc>
    <lastmod>2026-02-15</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- Tools -->
  <url>
    <loc>https://realestateinvestmentscalculator.com/mortgage-calculator</loc>
    <lastmod>2026-03-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://realestateinvestmentscalculator.com/date-calculator</loc>
    <lastmod>2026-03-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://realestateinvestmentscalculator.com/brrrr-calculator</loc>
    <lastmod>2026-03-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://realestateinvestmentscalculator.com/flip-calculator</loc>
    <lastmod>2026-03-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <url>
    <loc>https://realestateinvestmentscalculator.com/life-insurance-calculator</loc>
    <lastmod>2026-03-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>

  <!-- AI Analyzer - Coming Soon
  <url>
    <loc>https://realestateinvestmentscalculator.com/ai-analyzer</loc>
    <lastmod>2026-02-23</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  -->

  <!-- Legal Pages -->

  <url>
    <loc>https://realestateinvestmentscalculator.com/privacy</loc>
    <lastmod>2026-02-23</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
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